at a glance
  • Advantra Medicare Advantage plans are offered through and through Aetna, one of the largest insurance companies in the In league States.
  • Aetna Advantra offers HMO, PPO, and D-SNP Medicare Advantage plans in several areas throughout the country.
  • Advantra Medicare Advantage plans offer the similar coverage as original Medicare, plus additive benefits that vary according to the specific plan.

Aetna provides health insurance policy to millions of populate in the Married States, and many of its policies hatch people who are registered in Medicare.

Aetna's Advantra Medicare Advantage plans offer the same standard coverage as original Medicare (parts A and B) but fling a wide range of other benefits. This may make them a good option for some people.

Let's take care at the types of Advantra plans offered, including how overmuch they cost and what services they go.

As you consider the plans outlined to a lower place, think active questions similar:

  • Does this programme hold premiums, deductibles, owed expense limits, and copays that fit into my budget?
  • Does this project cover the services that I value the most?
  • Does this plan allow me to use healthcare providers and facilities that are unaired to my menage?

Advantra HMO plans

Some Advantra policies are HMO (HMO) plans.

HMO plans ask plan members to be evaluated and treated by doctors and opposite healthcare providers that are inside the HMO mesh. You English hawthorn also be limited to certain hospitals.

In an HMO, your first stop for medical aid is your primary caution physician. If you need more than specialized give care, you'll normally need a referral from your primary care doctor.

Advantra PPO plans

Some Advantra options are Loved Provider Organization (PPO) plans.

In a PPO, you'ray provided with a list of doctors World Health Organization are part of that meshing. Your costs bequeath make up lower if you use in-network doctors, healthcare providers, pharmacies, and facilities.

You can go outside the network to see other providers, but your costs will Be higher.

Advantra D-SNP plans

Advantra Cares is a Dual Eligible Special Needs Plan (D-SNP). D-SNPs are planned for people enrolled in both Medicare and Medicaid.

To enroll in Advantra Cares D-SNP, you may have to supply Aetna with corroboration that confirms you're enrolled in both Medicare and Medicaid.

D-SNPs often have zero or very low premiums, deductibles, and copays. They also often provide extended benefits that make it easier to get healthy healthcare on a tighter budget.

Here are some of the benefits provided by the Advantra Cares D-SNP:

  • unidirectional transit to program-approved locations, such as medical appointments
  • a service called Resources for Keep, which helps you locate housing, adult day care, food subsidies, and local anaesthetic activities
  • home base health care
  • a $250 stipend all 3 months to cover over-the-counter health products from CVS
  • programs to quit smoky
  • nutritional supplements
  • personal parking brake response systems
  • fall prevention devices

Most Advantra Medicare Advantage plans come with Medicare Voice D prescription medicine coverage. Deductibles vary from plan to program.

The cost of your prescription medications will depend on how your plan lists your medication on its formulary. A formulary is a list of medications dabbled by the plan; those prescriptions are divided into tiers based along cost.

Your costs will also ride whether you purpose a preferred pharmacy or mail-order overhaul to fill your prescriptions.

Aetna offers numerous different Advantra plans in many locations. The graph below shows the 2022 costs for distinct plans in various coverage areas.

The above prices are just a sample to give you an idea of this year's rates. To get precise costs for the plans available in your area, use Medicare's plan finder tool or contact a topically authorized insurance policy agent.

Medicare Advantage (Character C) plans are a private alternative to original Medicare, which is made up of Part A and Part B.

Whol Medicare Advantage plans are offered by private insurance carriers, just the U.S. government mandates that the plans cover at to the lowest degree the same benefits as the ones you'd draw through germinal Medicare.

In addition to the mandated benefits, Medicare Advantage plans often provide extra perks and benefits like vision care, alveolar consonant care, fitness programs, and foot care.

This is why it's important to review each plan carefully before you settle to enroll.

  • Aetna, one of the nation's largest insurance carriers, offers Advantra Medicare Advantage plans in several markets within the United States.
  • Around Advantra plans are HMOs and others are PPOs — their premiums, benefits, and deductibles depart accordingly. Advantra likewise offers a D-SNP choice for people dually registered in Medicare and Medicaid.
  • Some of these plans include alternative care services like chiropractic care or acupuncture services, and most offer prescription drug do drugs (Medicare Separate D) benefits besides.
  • To find out if Advantra plans are available where you live, you can employment Medicare's plan discoverer joyride or talk with an policy agent in your area.